The AAFD Major Medical Plan offers comprehensive health coverage that complies with ACA standards, powered by Clearwater Benefits and accessible to all members. Clearwater is the health benefits platform of choice for individuals, families, and small businesses nationwide, that gets members into the right plan, at the right price, with total transparency—even if it’s not one of the company’s exclusive offerings. Clearwater offers a full suite of health and benefit options resulting in better plans, better benefits, and better prices.